Short before payday?
Get access to cash instantly.
No interest, no credit check.
ALVA offers transparent flat-fee advances designed to help Canadians bridge short-term cash gaps responsibly.
Waitlisted members receive priority approval at launch.
How It Works
Three simple steps to bridge your cash gap
Connect your account
Securely link your bank in seconds with bank-level encryption.
Get approved instantly
No credit checks. Know your limit within minutes.
Repay automatically on payday
We handle repayment seamlessly when you get paid.
Why ALVA is Different
ALVA is a transparent financial bridge designed to help Canadians navigate short-term cash flow gaps with clarity and control.
No compounding interest
No interest. No compounding. Ever.
Transparent flat fees
Know exactly what you'll pay upfront. No hidden charges, no NSF fees.
Designed for financial stability
Built to help you succeed, providing tools and resources needed for financial clarity.
Built for Canadians
Designed for Canadians who value clarity and financial control.
Reserve Your Spot
Be first in line when ALVA launches in your province.